Financing With Klarna – Ridetique

Financing With Klarna

Ride Now, Pay Later with Klarna

Ride Now...Pay Later!

Ridetique.com has partnered with Klarna to offer transparent, quick financing to our customers, with no hidden fees or costs. With Klarna, you split the price of your purchase into fixed monthly payment amounts that fit your budget. Provide some basic information and get instant approval to split your purchase into 6 to 36 monthly payments depending on the amount of your purchase.

You Have Three Option Plans with Klarna

  • Four Interest Free Installments 

    • Klarna’s interest-free installments give you the freedom to choose how and when to pay. You get to spread the cost over time when you use your existing credit card.
    • After selecting the 4 installments option, the payment details are displayed. Both credit and debit cards can be used for payment. No credit check, signup, or account is required.
    • Our installment option offer the benefit of increased purchasing power with the flexibility that fits your lifestyle. You will pay 25% when your order is processed, and the remaining 3 payments are collected automatically every 2 weeks.
    • Interest Free* Payment Options for 6 and 12 months

      • Depending on the amount of your purchase, Klarna offers you 6 or 12 months to pay:  
        • For sales from $299.00 to $798.99 Klarna offers 6 months with deferred interest.  
        • For sales from $799.00 to $2,400.00, Klarna offers 12 months with deferred interest.  
      • This means that if you make monthly minimum payments and pay your balance off in full before these timeframes, you will not be charged any interest.  
      • *If you do not make the required minimum monthly payments or fail to pay the entire balance off in these timeframes, your interest rate becomes 19.99% for the entire purchase price.
    • Planned Payment Plans for 6, 12, 18, 24 or 36 months

      • You can spread out your payments for 6 to 36 months depending on the amount of your total purchase:
        • $149.00 to 298.99 - 6 months
        • $299.00 to 998.99 - 12 months
        • $999.00 to 1,998.99 - 18 months
        • $1,999.00 to $2,998.99 - 24 months
        • $2,999.00 to $10,000 -  36 months
      • This plan spreads out your payments with a 9.99% APR interest rate.

      Klarna financing cannot be used in conjunction with any promotional discounts

      FAQs

      Does Klarna perform a credit check?

      Yes, Klarna performs a "soft" credit check to help verify your identity and determine your eligibility for financing. This will not affect your credit score.

      If you use Klarna for future purchases, Klarna may perform additional "soft" credit checks to ensure you get the best financing options possible.

      Why was my purchase with Klarna not approved?

      While we strive to offer all creditworthy applicants financing, Klarna simply isn’t able to approve every loan application. If your application was not approved, you will immediately be notified of the decision and denial reason via a secured message.

      Can I use discount codes with Klarna?

      No, at this moment in time we do not allow the use of discount codes with Klarna financing. This may change without notice in the future.

      Did you also know we offer PayPal Credit financing?

      For more information click the below banner:

      PayPal Credit
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